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Mechanical and Electrical Cover

KN Auto Trading LTD is proud to be a Provident Insurance Authorised Partner.

We offer a range of insurance options to help protect your new investment:

Mechanical Breakdown Insurance


Mechanical Breakdown Insurance (sometimes referred to as a 'warranty') is an insurance policy that covers your vehicle against the cost of sudden or unforeseen mechanical and electrical breakdown of your vehicle.

Motor vehicles are complex machines with many moving parts and different components. Unfortunately, vehicles can break down from time to time and, whilst you don't expect it to happen to your vehicle, it's reassuring to know that Provident Insurance has a policy to help protect you against the inconvenience and costs of repair.

Provident Insurance provides the most comprehensive and competitive policies available in New Zealand. 1, 2 or 3 year policies are available and a range of terms and excess options are offered, all designed to suit you and your vehicle.

Summary of Cover

Please note: This is a generic summary of the cover provided under each policy. For a full list of specific terms, conditions and benefits please refer to your Registration Certificate and the MBI Policy Booklet or EV/HV Policy Booklet wording.

MBI Policy Booklet
EV/HV Policy Booklet

  Classic Cover Pinnacle Cover EV & Hybrid Cover
Qualifying Vehicles

This policy covers:
Standard Vehicles - that are less than 16 yrs old and which have travelled less than 250,000kms at the date the policy commences cover.

Turbo or Diesel Vehicles - that are less than 16 yrs old and which have travelled less than 225,000kms at the date the policy commences cover.

European Vehicles - that are less than 14yrs old and which have travelled less than 175,000kms at the date the policy commences cover.

Luxury Vehicles - that are less than 12 yrs old and which have travelled less than 150,000kms at the date the policy commences cover.

The vehicle policy type is shown on the Registration Certificate which forms a part of the policy document.

This policy covers:
Standard Vehicles - that are less than 12 yrs old and which have travelled less than 150,000kms at the date the policy commences cover.

Turbo or Diesel Vehicles - that that are less than 10 yrs old and which have travelled less than 150,000kms at the date the policy commences cover.

This policy covers:
Electric and Hybrid Vehicles - that are less than 16 yrs old and which have travelled less than 180,000kms at the date the policy commences cover.

Luxury Vehicles - as described in the policy booklet are not covered. The vehicle policy type and is shown on the Registration Certificate which forms a part of the policy document.

Claim Limits

Standard Vehicles - up to $5,000 per claim Turbo or Diesel Vehicles - up to $5,000 per claim European Vehicles - up to $5,000 per claim Luxury Vehicles - up to $5,000 per claim

The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Standard Vehicles - Unlimited per claim Turbo or Diesel Vehicles - up to $8,000 per claim European Vehicles - up to $8,000 per claim Luxury Vehicles - up to $8,000 per claim

The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Electric & Hybrid Cover - Vehicles that are less than 10 years old and which have travelled less than 130,000kms at the date the policy commences cover.

Vehicle Claim Limit Max (per claim):

$10,000

Lithium-ion Battery Claim Limit Max (per claim):

$10,000 - up to 3 yrs old
$7,500 - 4-6 yrs old
$5,000 - 7-8 yrs old
$2,500 - 9-10 yrs old

Electric & Hybrid Extended KM & Age Cover - Vehicles up to 180,000kms Vehicles up to 16 yrs old

Vehicle Claim Limit Max (per claim):

$5,000

Lithium-ion Battery Claim Limit Max (per claim):

$5,000 - 0-8 yrs old $2,500 - 9-16 yrs old

The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Excess Options

A number of excess options may be chosen, however a minimum excess of $150 must be paid for each unrelated claim.

The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

A number of excess options may be chosen, however a minimum excess of $150 must be paid for each unrelated claim.

The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

A number of excess options may be chosen, however a minimum excess of $250 must be paid for each unrelated claim.

The amount of the claim limit applicable to a vehicle is shown on the Registration Certificate which forms a part of the policy document.

Special Benefits

Generous allowances for accommodation, car hire/return home costs or vehicle repatriation.

Generous allowances for accommodation, car hire/return home costs or vehicle repatriation.

Generous allowances for accommodation, car hire/return home costs or vehicle repatriation.

Roadside Assistance Option

If this option has been selected and the additional premium paid, you will be entitled to full NZ Roadside Assistance benefits, including towing, lost keys, out of fuel, flat tyre and flat battery assistance.

If this option has been selected and the additional premium paid, you will be entitled to full NZ Roadside Assistance benefits, including towing, lost keys, out of fuel, flat tyre and flat battery assistance.

If this option has been selected and the additional premium paid, you will be entitled to full NZ Roadside Assistance benefits, including towing, lost keys, out of fuel, flat tyre and flat battery assistance.



For more information please contact us or visit
www.providentinsurance.co.nz

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